ZungiDill

Find mistakes on your credit report and dispute them yourself.

You mark what's wrong. ZungiDill writes the letter.

Checking is free. A letter costs $4.99 through Dec 31, 2026. See prices

A man at his laptop with his hands on his head

How it works

You do each step yourself, on your phone or computer. Your letters go to the credit bureaus: Equifax, Experian and TransUnion, the companies that keep your report.

  1. Step 1

    Add your credit report

    Get your free report and open it in ZungiDill. A photo of a paper copy works too.

  2. Step 2

    Check each item

    Go through your report one item at a time and mark anything that isn't right.

  3. Step 3

    Read and mail your letter

    ZungiDill writes the letter from what you marked. You read it, then print and mail it.

  4. Step 4

    Track the 30 days

    Enter the date it was delivered. We'll remind you when the bureau's 30 days are up.

How long does it take? Bureaus usually have 30 days to answer. If you're planning to apply for something, start now.

A hand putting a stamped envelope into a mailbox

Your report stays on your phone.

There's no account to make. We never ask for your Social Security number. You send your own letters, so you see every word.

  • Payments by Stripe on the web and Google Play in the app.
  • Your right to dispute: 15 U.S.C. 1681i

What it costs

Checking your report and writing letters is free. You pay only when a letter is ready to print, save or send.

One letter

$4.99per letter

That price runs through Dec 31, 2026. After that, a letter is $9.99.

Get one letter

ZungiDill Monthly

$19.99a month for your first 3 months

Then $39.99 a month. The first price is for new subscribers. It renews every month until you cancel.

Start Monthly

You see the price before you pay. Prices in U.S. dollars. On the web, you pay by card through Stripe. In the Android app, you pay through Google Play. See prices Full terms

Talk to a real person

A person reads every message. We reply within two business days.

iPhone app coming soon. Get notified

Check your report